Are you Pro Se and looking for help with your Litigation
U.S. Equity Website
They are a Private Member Association and can work with you.
Tell them Alvie sent you
Can it get any clearer to you
"The thing most borrowers
fail to realize about conduit loans is that once a loan has been
securitized, they are not working with a "lender" anymore. The loans are
pooled into a securitization called a Real Estate Mortgage Investment
Conduit (REMIC). The REMIC is a trust and it has no lenders, only
fiduciaries of the "certificate holders." Once the loans have been
pooled and securitized, the players are as follows:" See Well Fargo,
Conduit loan servicing: Who’s who and what’s what? Backup
Sign the petition
"Texas Legislature: Remove "51.0001(1) "book
entry system" in Texas Property code" and wanted to see if you could
help by adding your name.
Do the math? Whom got the screws? Wells Fargo? The U.S. government?
My family has litigated with Wells Fargo Bank, N.A. from 2007. until
2014 when the judge finally awarded the criminal actors our real
property. The alnd was worth $ 42,000. The mobile home price was like
some gas stations during a hurricane, it was gouged to the cost of
$100,000 so FHA would participate. It was determined by an FHA approved
inspector that the mobile home was not only defective, but also
inhabitable. So, with that stated, homw much monet did Wells Fargo waste
to illegally reposses a defective mobile home? How much do lawyers
charge per hour? Do the math. That is how far a bank like Wells Fargo
will go to keep a crime concealed. And all along the government contact
called it an "isolated incident". Yet I have already provided evidence
of documant tampering after our loan was closed.
What is worse? Some sucker purchased the same defective mobile home and
paid the original price of over $100,000. Let me ask you this? How does
a mobile home retain its $100,000 value for over 7 years? Somebody needs
to investigate? Sam P. Bath [Circle B mobile homes] should be locked up
for defrauding the federal government. Our DTPA case is an example of a
lawyer selling out his client. It is in public records, located in
Travis County, Texas, Campbell v. Cavco Industries. Maybe sometime I can
tell you how our lawyer's daughter talked about us because we
embarrassed her daddy [James C. Mosser]? The answer is in the court
Not legal advice, nor is it legal opinion. It was our experience of
being a victim to a constitutional crime crime committed in favor of
mystery "persons" with greater "rights" than I.
From my personal knowledge of
this debacle, I provide to you many explanations already explained by
James McGuire, who de-engineered this fiasco a long time ago. Many have
utilized his knowledge for their gains, with or without gratitude. James
is a just man. I just explain it in a different way to help the
ignorant recognize this crime, and the blind, to better understand. Take
offense and you missed the mark. Although each explanation is different
in audience, the central principal of the explanations are the same, "if
the law was followed, there would be not debacle". There would be
nothing to write about. But, there is.
- How private registry members use Texas law to
bypass other U.S. and Texas law.
I will provide to you from my personal experience of this debacle,
and provide various reasons for taking my approach to both the real
property mortgage; and the MERS intangible mortgage.
Discovery from two different worlds. And to the best of memory, I
don't think I have heard anyone requesting an Authoritative Copy from
MERS, the alleged "beneficiary"? Discover! Did the MERS member ever
provide that MERS was an intangible party that should have been?
Disclosure is a part of discovery. Even I was not involved in a
federal court, I do understand that most of the men in robes, turn a
blind eye to disclosure. Why? A few bad figs makes the whole tree look
unhealthy. Though I have not attempted rescission, from our
explanations, the victim of the MERS scam can find justice because the
MERS members rely on the deed of trust. The deed of trust contains the
governing laws. The governing laws seemingly do not reflect the tangible
as being considered an intangible. That would mean, that after the
"origination", and when the alleged mortgage loan went into the MERS
system, the "originating" lender would be the "lender" to notice of
rescission, not to any other 3rd party that you think is the "lender".
Those are creditors, who should be looking for the account debtor, not
the homeowner. This applies whether residential or commercial. Nobody is
Through my personal experience in state courts, you will see how the
summary judgment tactic has taken on a new way of winning in court. In
Texas, these men of iniquity used the ignorance of its politicians to
divert what was being accomplished by referencing some group called
"Republic of Texas" in order for these ignorant individuals to not see
what the real criminal were doing. What a tactic? And the ignorant fell
for it. It was, and is, still being utilized to defraud the court for a
victory which was, and is not legal according to the laws that govern.
And when such tactic is understood, you too, would know the tactic
violates the Constitution(s), by oppressing its victims, depriving them
of justice. Constitutional violations are actually more way than one.
Treason is a factor to those committing, or helping to commit this
If you can wrap your mind around this understanding, you will
understand the tangible debt was forgiven after the closing, and you are
paying the Account debtors intangible debt you think you owe. As I
stated, prove us wrong, you might find what is right. It is not about
me, I am just a son of man.
Read, learn and understand. Your future, and the future of your
children to come, are at stake and relying upon this electronic
god in man's world. Without it you cannot buy or sell. What will you do
when this electronic god loses its power? How will you obtain your
prescriptions if the electronic god who knows all your diseases, loses
its power? Are you prepared? The Law of cause and effect never sways.
Nothing is hidden that will not be revealed. There are no secrets hidden
from the Lord.
The articles provided on this page are
Alvie's way of explaining what he has come to learn about
E-SIGN, real property mortgages and personal property mortgages
imitating mortgage backed securities. This very small area
concerning the Uniform Commercial Code and Texas laws and how E-SIGN
does not fit; and provide you an educational experience you probably
can't get anywhere except in college. Learn how to fish. Learn where to
fish. Read, Learn, and understand what is provided on this site. It will
help you defend your home, business, property, investment, tax dollars,
and your country.
Oh, and one more thing I would like to
ask; If you ever ordered Jurisdictionary from the link provided on the
Ourlemon.com website, would you please let me know? I can't seem to get
a response to whether the link works or not. I am not making accusations
about Jurisdictionary, I am only double checking the bookkeeping. Take
no offense. Keeping honest men honest, that is all. Peace be with you.
Do you know anything about 51.903? It
was originally created for "Republic of Texas" persons back in the 90's.
It was to remove frivolous liens, somewhat like a MERS lien being filed
today. Here is one filed with a
Texas court against a MERS assignment. According to that certain
statute, the courts response was to be recorded into public records
where the property is located, but you will not find it. The judge
a piece of notebook paper, which was his response to avoid
the statute. In fact, here is the
prescribed order as
presented within the statute of the Texas Government Code, Chapter 51. It really does reflect just how ignorant judges are. If
they are not ignorant, then they too are a part of this crime. And here
are my notes
I used when explaining to the judge in the hearing. And here is a
order by a judge in Travis County, Texas.
From the demonstration of certain judges
in Williamson County, Texas, they are as ignorant as they come. One
judge I was before, early in my litigation, was removed from the bench
for his actions that sent an innocent man to prison. That was after my
appearance. As these characters
claim; "Walks like a duck, talks like a duck, must be a duck".
I rest my case! Corruption is before the people.
What you should recognize
At some point, the world will realize
that the innocent, potential "borrower's" hope for a chance to "own
their own home" became a nightmare, all across America. Like the
plague, homes were being confiscated by actors in the crime. The
contract was written in such a way, that not only was the contract
"one-sided", but it also provided for the conversion of "parties"
to the contract. In essence, it was a "dead pledge" from the conception
of the "uniform security instrument" the innocent "borrower" is assumed
to have agreed to use. I ask, what other choice was there? Did any
lawyers, whose clients were purchasing the real property really
understand that contract? If they had, I suppose they would have warned
the potential "borrower" that the contract was an agreement to allow the
"lender" to commit a crime. Over 17 years later, the crime has
continued. The contract recorded in public records of the county clerk
reflect the "dead pledge". The deed of trust was recorded in
order for the crime to be invisible to most. The actors educated the "right
people" in this deception, which would allow the crime to continue
unnoticed. Lawyers worked to modify the law to accomplish this crime.
Investor's had no clue to what they were purchasing.
2003, Hook, Line, and
BACKGROUND AND PURPOSE
Chapter 51, Property Code governs the foreclosure process. Over the
years, practices have been developed to manage the foreclosure process,
many of which, though not inconsistent with Chapter 51, are not
expressly authorized by it. For example, it is common practice for
lenders to rely upon mortgage servicers to accept loan payments on
behalf of the lender, but current law does not address the role of
mortgage servicers in the foreclosure process. Current practice is for
the mortgage servicer to administer this process on behalf of the
lender. A recent appeals court ruling has cast doubt as to whether a
mortgage servicer mayadminister the foreclosure process because the law
does not specifically authorize it. Further uncertainty exists in the
foreclosure process because key terms, such as “debtor’s last known
address,” are not defined in law and other commonpractices, suchas
appointing substitute trustees, are not included in law.
C.S.H.B. 1493 permits a mortgage servicer to administer the foreclosure
process on behalf of the mortgagee and clarifies several terms used in
the statutes governing the foreclosure process.
So, a "role" needed
to be clarified because "A recent appeals
court ruling has cast doubt as to whether a mortgage servicer may
administer the foreclosure process because the law does not specifically
authorize it."? Why? Does Texas not recognize Law of Agency?
What Is Agency Law?
Is it not the relationship between a principal (the client) and an
agent. It is a relationship that develops as a result of one person
representing and acting for another person. Either the "right people"
were in the middle of a brain fart, or they were blinded by flattery,
how did anyone in 2003 not realize Texas agency law has been
around for a while? Why would Tex. Prop. Code, Chapter 51 need to be
amended? To keep the crime invisible.
Notice in the
previous "background and purpose" smoothly leads the mind to
the illusion it creates? "Current
practice is for the mortgage servicer to administer this process on
behalf of the lender"? Next, look at the following;
would add Section 51.0021 to the Property Code.
It would state that a mortgage servicer may conduct a sale of real
property on behalf of a mortgagee if both parties have entered into an
agreement granting the mortgage servicer authority to service the
mortgage and if the mortgage servicer discloses in the notices that the
servicer is representing the mortgagee under a servicing agreement with
Did you recognize the change in agency
law? Did you recognize the change from "lender", to "mortgagee"?
Of course, "grantor" or "grantee" seemingly slide away
to the back of the mind? Sure, slide in the definition of "mortgagee" in
to the code in order for the crime to work in a confusing fashion? Take
into account the following portions;
grantee, beneficiary, owner, or holder of a security instrument;
(B) a book entry system; or
(C) if the security interest has been assigned of
record, the last person to whom the security interest has been assigned
To throw "title theory" into the
mix, most of the amendments transferred rights to multiple mystery parties in a
single sub-section. Actually, the creation of rights greater than the
classes. "Grantee" is recognized within the deed of trust,
"beneficiary" is a assumed word, "owner" is an assumed word,
and "holder of the security instrument" is an assumed
transaction, or assumed private right. Next, private rights
are created for "a book entry system" utilized by private
members; and subsection "C" creates the right to ressurect a dead
the same group that assisted the "change" to the Texas Property
Code, they admit that they just make documents up. Then they worked to
change the rules of procedure in Texas? See how easy it is to commit a
crime when you are a lawyer on the dark side of life?
I really do feel for those whom have
invested in the secondary intangible market for thier misfortunes.
Ask yourself this; Can I be the holder of
someone elses driver's license? Can I use it to show I have standing to
drive a car legally with your license?
I pray to the Lord you understand
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